|
Funding Programs at a Glance
Many
consumers report that they "piece together" funding from different sources
to get the modifications they need. For instance, they might apply for
a small loan, request a donation from a building supply store, and enlist
volunteers from their church or civic group. Consider all support options
when looking for funding and don't be afraid to ask for discounts or donations
of supplies or services.
The chart
below highlights a variety of supports. Click on the program name in the
first column to find out about each program. Note that program eligibility
and grant and loan amounts are always changing - this listing is meant
to help you find the contact, so that you can find out more.
| Program |
Grant |
Loan |
Other |
Agency |
Requirement |
| Home
Rehab Program |
$15,000 |
$15,000 @ 1% |
|
CAP agencies and MSHA |
6 counties;
local income guidelines |
| Keeping Seniors Home |
$5,000 |
|
|
CAP agencies and MSHA |
Homeowners, low-income |
| MPower Loan Program |
|
$250-$100,000 |
|
Alpha One |
Ability to repay loan |
| Title VII, Part B |
$5,000 |
|
|
Alpha One |
Priority to persons at risk for more restrictive settings |
| Vocational Rehabilitation |
$5,000-$10,000 |
|
|
Vocational Rehabilitation |
Employment-related |
| Specially Adapted Housing Grant |
$48,000 |
|
|
Veterans' Administration |
Veterans with certain conditions |
| Home Improvement and Structural Alterations |
$4,100 |
|
|
Veterans' Administration |
Veterans with certain conditions |
| 502 Direct Loan |
|
No upper or lower limit |
|
USDA Rural Housing Service |
Income less 80% of median for area |
| 504 Direct Grant and Loan |
$7,500 |
Up to $20,000 at 1% |
|
USDA Rural Housing Service |
Income less 50% of median for area |
| Partners in Caring |
$2,000 |
|
|
Office of Elder Services |
Alzheimer's support program |
| In-Home and Community Support |
$3,000 |
|
|
Office of Elder Services |
Age 18+ and ineligible for certain programs |
| Home and Community Based Waiver Services for Persons with Mental Retardation |
$7,500 |
|
|
Office of Adults with Cognitive and Physical Disabilities |
Youth and adults who are eligible for MaineCare (Medicaid) and are not medically eligible for institutional care |
| Rehabilitation Mortgage Insurance |
|
$5,000-$144,000 |
|
U.S. Housing and Urban Development (HUD) |
Purchase/Modification of housing for first-time buyers or in disadvantaged areas |
| Home
Style Renovation Mortgage |
|
No upper or
lower limit |
|
Fannie Mae |
|
| Mr. Fix It |
|
|
Volunteer |
SMAAA |
Age 60+ in York and Cumberland counties |
| Community Block Grants |
Variable |
Variable |
|
Check with your town office or CAP agency! |
|
| Building Materials Exchange |
|
|
Surplus materials |
Maine Housing Building Materials Exchange |
|
Back to top |
