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Funding Programs at a Glance

Many consumers report that they "piece together" funding from different sources to get the modifications they need. For instance, they might apply for a small loan, request a donation from a building supply store, and enlist volunteers from their church or civic group. Consider all support options when looking for funding and don't be afraid to ask for discounts or donations of supplies or services.

The chart below highlights a variety of supports. Click on the program name in the first column to find out about each program. Note that program eligibility and grant and loan amounts are always changing - this listing is meant to help you find the contact, so that you can find out more.

Program Grant Loan Other Agency Requirement
Home Rehab Program $15,000 $15,000 @ 1%   CAP agencies and MSHA 6 counties; local income guidelines
Keeping Seniors Home $5,000     CAP agencies and MSHA Homeowners, low-income
MPower Loan Program   $250-$100,000   Alpha One Ability to repay loan
Title VII, Part B $5,000     Alpha One Priority to persons at risk for more restrictive settings
Vocational Rehabilitation $5,000-$10,000     Vocational Rehabilitation Employment-related
Specially Adapted Housing Grant $48,000     Veterans' Administration Veterans with certain conditions
Home Improvement and Structural Alterations $4,100     Veterans' Administration Veterans with certain conditions
502 Direct Loan   No upper or lower limit   USDA Rural Housing Service Income less 80% of median for area
504 Direct Grant and Loan $7,500 Up to $20,000 at 1%   USDA Rural Housing Service Income less 50% of median for area
Partners in Caring $2,000     Office of Elder Services Alzheimer's support program
In-Home and Community Support $3,000     Office of Elder Services Age 18+ and ineligible for certain programs
Home and Community Based Waiver Services for Persons with Mental Retardation $7,500     Office of Adults with Cognitive and Physical Disabilities Youth and adults who are eligible for MaineCare (Medicaid) and are not medically eligible for institutional care
Rehabilitation Mortgage Insurance   $5,000-$144,000   U.S. Housing and Urban Development (HUD) Purchase/Modification of housing for first-time buyers or in disadvantaged areas
Home Style Renovation Mortgage   No upper or lower limit   Fannie Mae  
Mr. Fix It     Volunteer SMAAA Age 60+ in York and Cumberland counties
Community Block Grants Variable Variable   Check with your town office or CAP agency!  
Building Materials Exchange     Surplus materials Maine Housing Building Materials Exchange  

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